![Institute of Rural Management Anand, [IRMA] Gujarat](https://media.getmyuni.com/azure/college-image/small/institute-of-rural-management-anand-irma-gujarat.jpg)
Established in 1979 by Dr. Verghese Kurien, the architect of India's White Revolution, IRMA has been a pioneer in rural management education, fostering leaders who drive sustainable development in cooperatives, agribusiness, and NGOs. The PGDM (RM) program, IRMA's flagship two-year full-time residential course with an intake of 240 students, costs approximately INR 19.79 lakhs over two years—a significant barrier for many from rural or economically disadvantaged backgrounds. Scholarships bridge this gap, ensuring that merit and potential, not finances, determine access. By supporting over 104 scholarships worth INR 4 crores annually, IRMA realizes its mission of inclusive empowerment, helping students from SC/ST, OBC, and low-income families contribute to rural India's growth.
Overview of Scholarship & Financial-Aid Options
IRMA Anand offers a mix of institute-led, government-sponsored, and bank-supported aid tailored to its PGDM (RM), FPM (RM), and executive programs. Below is a summary table of key options for the PGDM (RM) 2025 batch:
| Scholarship Type | Eligibility Focus | Coverage/Benefits | No. of Seats (Approx.) | Application Link/Anchor |
|---|---|---|---|---|
| Merit-Based (Institute) | High admission merit; 50% reserved for females | Up to 50% tuition waiver (INR 1.17 Cr total value) | 20 (10 for females) | Details |
| SC Category | SC students; family income | Full tuition, lodging, books, PC (up to 12 seats) | 4-12 | Details |
| ST Category | ST students | Full tuition, lodging, books, PC | 5 (Ministry-allocated) | Details |
| OBC/EBC/DNT (PM-YASASVI) | OBC/EBC/DNT; income-based | Full tuition (up to INR 2L/yr) + living expenses, books, laptop | Varies (40 at IRMA) | Details |
| PwD | Students with disabilities | Full tuition + support via Central Scheme | Varies | Details |
| Tuition Fee Waiver (TFW) | Economically weaker (family income | 100% tuition waiver | 12 (5% of intake) | Details |
| Bank Loans & Bridge Fund | All admitted students | Collateral-free loans; INR 50L bridge fund for gaps | N/A | Details |
Detailed Scholarship Categories
D-1. Merit-Based Scholarships (Institute)
IRMA's flagship merit scholarships reward academic excellence and promote gender diversity in rural management for programs like PGDM (RM) and FPM (RM).
- Eligibility Criteria: Enrolled in PGDM (RM); top performers in admission process (CAT/XAT/CMAT scores + IRMASAT/PI).
- Benefits/Coverage: Up to 50% tuition waiver (approx. INR 4-5L per year); total pool worth INR 1.17 Cr.
- Selection Criteria: First year: Overall admission merit. Second year: CGPA from first year (minimum threshold set annually, typically 3.0+).
- How Many Available: 20 (10 reserved for female candidates).
- Application/Start Timeline: Automatic consideration during admission (apply by Jan 20, 2025 for 2025 batch); renewal assessed post-first year.
- Renewal Conditions: Maintain minimum CGPA; good attendance and conduct.
How to Apply: No separate form—indicate interest in admission application. Submit academic transcripts and income proof if needed.
D-2. Category-Based Scholarships (SC/ST)
Government-backed full-ride scholarships ensure representation from marginalized communities in IRMA's core PGDM (RM) program.
- Eligibility Criteria (SC): SC category; family income
- Benefits/Coverage (SC): Full tuition, non-refundable charges, lodging/boarding, books, stationery, PC (total ~INR 20L over 2 years).
- Selection Criteria: Merit in admission + category certificate verification.
- How Many Available: 4-12 (allocated by Ministry of Social Justice & Empowerment).
- Application/Start Timeline: Apply post-admission via scholarships.gov.in; deadline ~June 2025 for 2025 batch.
- Eligibility Criteria (ST): ST category; similar income/merit norms.
- Benefits/Coverage (ST): Similar to SC—full education cost.
- Selection Criteria: As above.
- How Many Available: 5 (Ministry of Tribal Affairs allocation).
- Application/Start Timeline: Via scholarships.gov.in; annual Ministry decision.
- Renewal Conditions: Maintain CGPA >3.0; annual re-verification.
How to Apply: Post-admission, submit caste/income certificates to IRMA admissions office and portal. For scholarship insights, see GetMyUni IRMA scholarships.
D-3. Need / Economically Weaker / OBC / EBC / PwD / DNT Schemes
Targeted aid for underrepresented and low-income groups pursuing IRMA's management programs.
- PM-YASASVI (OBC/EBC/DNT): Family income
- Benefits: Full tuition/non-refundable (up to INR 2L/yr) + living expenses, books, laptop.
- Seats: 40 at IRMA.
- Timeline: Apply via scholarships.gov.in by May 2025; renewal annual.
- Renewal: CGPA-based.
How to Apply: Online portals; IRMA verifies post-admission.
D-4. Tuition Fee Waiver (TFW) Scheme
AICTE-mandated relief for economically weaker sections in IRMA's PGDM intake.
- Eligibility Criteria: Family income
- Benefits/Coverage: 100% tuition waiver (~INR 9L over 2 years).
- Selection Criteria: Merit rank + income proof.
- How Many Available: 12 seats (5% of 240 intake).
- Application/Start Timeline: Indicate in admission form (by Jan 20, 2025); confirm post-selection.
- Renewal Conditions: Maintain merit in first year.
How to Apply: During IRMA admission; submit income certificate. Cross-reference with IRMA fees on GetMyUni.
D-5. Bank/Education Loan Supports & Bridge Fund
Flexible financing for all students in IRMA's residential programs.
- Eligibility: Admitted students; minimal documentation.
- Benefits: Collateral-free loans up to full fees (INR 20L+) at 8-12% interest; moratorium till placement. Bridge Fund: INR 50L pool for interim gaps.
- Tie-Ups: Canara Bank, Central Bank of India, Bank of Baroda (Anand branches)—student-friendly terms, quick processing.
- Application Timeline: Post-admission; loans disbursed by July 2025.
How to Apply: Contact IRMA financial aid cell for bank intros; apply via bank portals.
Application & Selection Process
- Secure Admission: Apply for PGDM (RM) by Jan 20, 2025 via IRMA admissions (INR 2,000 fee; waived for BPL/SC/ST/PwD). Shortlist based on CAT 2024/XAT 2025/CMAT 2025 (80+ percentile) + IRMASAT/PI by June 2025.
- Indicate Scholarship Interest: Mark preferences in admission form; automatic for merit/TFW.
- Submit Documentation: Post-offer—caste/income/disability certificates, bank details (scanned PDFs).
- Selection: Merit + need verification by committee; notifications by July 2025.
- Renewal for Second Year: Apply post-first year (March 2026); criteria: CGPA ≥3.0, 80% attendance, no disciplinary issues.
Tips: Apply early (deadlines via scholarships.gov.in for govt schemes); validate certificates; track performance for renewals. Part-time jobs allowed with approval, but prioritize academics.
