B.Com, Bachelor of Accounting and Finance, Chartered Accountancy, BBA in Banking and Insurance, B.Sc in Banking and Finance, Bachelor of Economics, and Diploma in Banking and Finance are some of the popular banking courses after 12th Commerce.
Among the best banking courses after 12th Commerce are B.Com, B.Com Economics, Bachelor of Accounting and Finance, Chartered Accountancy, and others. There is a lot of scope in the banking sector as it offers enormous job opportunities. Bank jobs are the most secure jobs and the most respected. Let us now discuss what all banking courses can be pursued after completing class 12th.
Best Banking Courses After 12th Commerce
After completing 12th with Commerce as a compulsory subject, one has tons of options to choose from, and several institutions offer banking courses under different categories and specializations. There are also many banking courses after 12th Commerce without Maths. Here we have listed out the most popular banking courses after 12th Commerce.
- B.Com
- B.Com Economics
- Bachelor of Accounting and Finance
- Chartered Accountancy
- Certified Management Accountant (CMA)
B.Com
Bachelor's in Commerce is an undergraduate course of three years duration which is regarded as one of the best banking courses after 12th Commerce. The B.Com course list includes Marketing, Human resources, and Finance specialization as the subjects of study. The eligibility criteria for pursuing a B.com degree is a minimum of 45% in 10+2 from a recognized Board/University. Different universities offer this course all over India. It is the most basic course preferred to pursue a career in Banking.
B.Com Economics
Bachelor of Economics is an undergraduate course with a course duration of 3 years in six semesters. The B.Com Economics course focuses on the financial issues that an economy faces and traces the historical contexts in the shaping of the economy and foreign trade policies that affect our country's economy. It is one of the best banking courses after 12th Commerce.
Using skills in Mathematics, Statistics methods, and O.R. practices, this course helps graduates analyse and give solutions to economic problems in public and private sectors and provide practical solutions to economic issues. The eligibility criteria are 45% in 10+2 from a recognized Board.
Bachelor of Accounting and Finance
Another among the top banking courses after 12th Commerce is Bachelor of Commerce in Accounting and Finance. It is a degree-level undergraduate Commerce course that helps the candidate gain adequate data handling and quantitative techniques. The students with this degree can pursue government jobs such as government accountants-they may work at the local/state level or the main level.
Read More: Bachelor of Commerce in Accounting and Finance
Chartered Accountancy
C.A. is one of the most respected and challenging courses in India. Students can pursue the Chartered Accountancy course after 12th Commerce with a minimum eligibility of 50% aggregate in 12th boards. This course familiarizes you with auditing, tax laws, taxation, business laws, and corporate laws and is one of the popular banking courses after 12th Commerce.
Certified Management Accountant (CMA)
Certified Management Accountant is the best course among the banking courses after 12th Commerce for candidates who wish to work in the banking industry. Banks hire CMA's for auditing and accounting work. ICA conducts the CMA in 3 parts covering various accounting-related topics that Candidates must clear within three years of registration.
The eligibility criteria are 40% to 50% aggregate in 12th boards. The CMA course is conducted in 3 exams, and they are the foundation, followed by inter and final. The job opportunities for the CMA's are enormous, and they are mostly employed in banks, the biggest industries, and Companies.
Apart from these, below are some of the other popular banking courses after 12th Commerce:
- BA Banking
- BBA in Banking and Insurance
- Diploma in Banking and Finance
- BBA + MBA in Banking (Integrated Course)
- B.Sc in Banking and Finance
- B.Com Banking and Taxation
- Bachelor of Economics
Also Read: How to Become a CMA?
Banking Exams After 12th Commerce
Commerce, one of the most sought-after streams in the 12th grade, opens doors to many global conglomerates and brands for aspirants to work with and devise a fairly handsome salary for the life they desire. However, before beginning the program, they must prepare for the exams that will allow them to enter the college of their choice and enrol in the banking courses after 12th Commerce of their choice.
- IBPS PO
- IBPS CWE
- IBPS RRB CWE
- IBPS Specialist Officer
- RBI GRAFE B EXAM
- RBI ASSISTANT EXAM
- SBI PO
- SBI SO
- SBI Syllabus
- SBI Recruitment
- SBI Clerk
- REGIONAL RURAL BANK EXAM
Also Read: List of Banking Courses After B.Com in India 2026
Career In Banking After 12th Commerce
There is high competition among students for banking jobs; students from other streams are also seen drifting to bank jobs. Commerce students completing 12th boards can apply for bank jobs. But these jobs are limited to the clerical level with reasonable pay. So, candidates must enrol themselves for a bachelor's degree, which gives the highest position job with a high pay scale.
The number of opportunities is many for the students after 12th Commerce, so the right choice in the banking courses after 12th Commerce would lead you to the best bank jobs. So candidates must now be aware of all the banking courses; hence they should choose wisely.
Also Read: List of Banking Courses
Banking Jobs After 12th Commerce
After completing any of the banking courses after 12th Commerce, students can go for a master's degree according to their interests in any stream or follow up the same stream of banking in the master's degree. However, the jobs and salaries differ concerning the designations, the professional degree one has taken, and experience. Some of the popular job designations are listed below.
Accountant
The job of an accountant is not only confined to banks; every organization needs its accountants to take care of their financial expenditures and consolidate taxes. Accountants are crucial for banks since they come under the finance sector. It would be pretty hectic for the banks to take care of their funding and other financial documents without accountants.
Financial Analyst
The financial analysts are the ones to analyze the current marketing trends and investment strategies. Their prime duty is to analyze the company's expenditures and take measures to implement better methods to bring out a healthier change in the economy of the banks and other companies. The entry analyst might get a pay of around INR 2.5 LPA, and it indeed gets increased after sufficient experience.
Market Analyst
The Market Analyst also works under the bank managers, and in the case of I.T. sectors, they work under the managers of the financial or marketing department. The primary duty of this job is to analyze the strategies followed by the marketing team of the company or bank and to check out any flaws. If companies are involved in any flaws, they seek rectifying measures. These analysts also analyze the trends in the marketing world and employ them with cost efficiency.
Insurance Officer
Banks are known for their various insurance policies organized to help people in multiple ways. These insurance officers are in a position to take care of the multiple policies available in the bank, and it is their responsibility to look out for the clients who have insured a system in their particular banks. These officers should also spread awareness about the policies available in their banks.
Loan Officer
People who need a massive amount for their demands tend to reach out to banks to get a loan. These loans have their eligibility criteria, and various loan policies have different eligibility structures designed by the banks. The loan officers are supposed to run a background check on the applicants and attend to all other duties regarding the loan process. Every bank has a set of loan officers.
Besides the popular job roles mentioned above, some of the other job designations include Tax Officer, SAP Consultant, Data Analyst, Probationary Officer, Sales Executive, Clerk, etc.
